Run your payments directly from Briox. Without bank bureaucracy.

Open a fast and fully digital business account with built-in bank connection to Briox. Send payments, manage cards and save on FX - all without switching your main bank.

See pricing
Run your payments directly from Briox. Without bank bureaucracy.

Banking designed to work with your accounting

Holvi connects directly to Briox, making daily payment management efficient, reliable and predictable.

  • Bank connection included

    Send and receive payment files directly from Briox.

  • Faster than traditional banks

    Open an account online without paperwork.

  • Save on international payments

    Affordable FX pricing and competitive SWIFT fees.

  • Full control with team cards

    Issue cards instantly and manage limits in real time.

What is it about?

Feature
What it means for you
Business account
Operational account with Finnish IBAN
SEPA Instant
Payments in seconds
FX payments
Flat pricing vs traditional banks
Team cards
Physical & virtual cards
Bank connection
Included in plan
Credit Card
Applied separately

How to get started

Easy and straightforward activation

  • 1.

    Open your Holvi account

    Complete the online application in minutes.

  • 2.

    Connect to Briox

    Activate the secure bank connection.

    The connection is implemented via secure SFTP / Web Services data transfer.

  • 3.

    Manage payments directly from Briox

    Approve payments, send payroll files and retrieve transaction data automatically.

Holvi is the ideal choice for small and growing businesses that want fast, predictable and cost-efficient banking.

  • Limited liability companies

  • Sole traders

  • Registered associations

  • Housing companies and mutual real estate companies

Compare the plans

All monthly prices excl. VAT

Briox Flex

Best for Sole traders & early-stage companies with light payment volume

0€ /mo
Open Flex
  • 1 Finnish IBAN account
  • 1 virtual debit card
  • Business Credit card available
  • 0.25€ / SEPA transfer
  • SWIFT payments 1€ / transfer
  • 1% currency exchange fee
  • Bank connection included
Recommended!

Briox Business

For growing companies and teams

25€ /mo
Open Business

Save on banking fees and manage daily operations efficiently.


  • 10 Finnish IBAN accounts
  • 5 interest-bearing payment accounts (1.5% until 30.6.2026. After that 1%)
  • 5 physical + 20 virtual debit cards
  • Business Credit card available
  • 500 SEPA payments per month
  • 5 free SWIFT payments per month (additional transfers 0,5 € per payment)
  • 0,5% currency exchange fee
  • Unlimited users
  • Bank connection included

Exclusive partner pricing for Briox customers.

Briox Pro

For sole traders and small teams who need more than just a basic account.

15€ /mo
Open Pro

Everything you need to run your business: accounts, cards, invoicing, and higher payment limits – with bank connection to Briox included.


  • 5 Finnish IBAN accounts
  • 3 physical + 1 virtual debit card
  • Business Credit card available
  • 500 SEPA payments / month
  • SWIFT payments 1 € / transfer
  • 1 % currency exchange fee
  • Unlimited users
  • Bank connection included
  • Invoicing tool
  • Online store
  • Receipt scanning and accounting preparation
  • VAT calculator

Over 30 000+ companies and associations already trust Holvi

alt

I recommend Holvi to every new entrepreneur - and why not even to more experienced ones. Holvi is an easy and convenient partner that lets me manage the finances of my three companies all in one place.

Enna
BeautyByEnna
alt

We no longer dread the annual accounts – all receipts and attachments are already neatly organised in Holvi. This is truly user-centric design!

Suomen merenneitoharrastajat ry

Powered by Holvi

Holvi is a Finnish payment institution founded in 2011 and licensed by the Financial Supervisory Authority.

Holvi's goal from the beginning has been to make the lives of entrepreneurs and companies easier, and today it already serves over 20,000 companies in Finland, from sole proprietors to SMEs.

Holvi has bank-level protection. In practice, this means that in accordance with the Payment Services Directive (PSD2), Holvi stores all customer funds in separate partner banks. This way, the funds are protected by the deposit protection offered by the banks. In the unlikely event that Holvi runs into payment difficulties, our customers' funds would still remain intact and safe, separate from Holvi's balance sheet.

holvi

Business moves fast. Your banking should too.

Open your Holvi account today and connect it to Briox.

Choose a package

FAQ

How does the bank connection work?

Can I use Holvi alongside another bank?

Are funds safe?

I already have a Holvi account. Can I still open a bank connection to Briox?

Is payroll supported?

How long does account opening take?

I already have a Holvi-Briox integration in use. Is the Bank Connection something different?

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